TRIVER

SOLVING THE FUNDING GAP

We are always there for small businesses, harnessing the power of technology to make the real economy prosper

No paperwork, no personal guarantee​

TRIVER

SOLVING THE FUNDING GAP

We are always there for small businesses, harnessing the power of technology to make the real economy prosper

No paperwork, no personal guarantee​

WE POWER ENTREPRENEURS WITH EXTRAORDINARY FINANCIAL TOOLS

5 million of small businesses in the UK generate £1,000 billion of B2B turnover every year. We believe that entrepreneurs are the heroes of the real economy, and they deserve to be well supported.

Unfortunately, with 55 days of average payment terms, UK SMEs continually endure £150 billion of capital shortage due to unpaid invoices. Cash flow challenges constrain economic growth and are responsible for many business failures – impacting people’s lives and the broader society.

In today’s world, this problem can be solved. We exist to power real entrepreneurs with extraordinary financial tools to make the real economy prosper. Leveraging the latest technology, we can provide instant access to short-term capital, in a click, and make working capital financing a problem of the past.

WE POWER ENTREPRENEURS WITH EXTRAORDINARY FINANCIAL TOOLS

5 million of small businesses in the UK generate £1,000 billion of B2B turnover every year. We believe that entrepreneurs are the heroes of the real economy, and they deserve to be well supported.

Unfortunately, with 55 days of average payment terms, UK SMEs continually endure £150 billion of capital shortage due to unpaid invoices. Cash flow challenges constrain economic growth and are responsible for many business failures – impacting people’s lives and the broader society.

In today’s world, this problem can be solved. We exist to power real entrepreneurs with extraordinary financial tools to make the real economy prosper. Leveraging the latest technology, we can provide instant access to short-term capital, in a click, and make working capital financing a problem of the past.

OUR COMPANY VALUES

EARN TRUST

We exist for our customers and partners. We earn their trust by caring personally and demonstrating impeccable behaviours, always.

MAKE IT CLEAR

We turn complexity into simple solutions. The choices we make and the options we offer are clearly communicated. Interacting with us is straightforward.

FAST & RIGOROUS DECISIONS

Customers’ success is our North Star. We make fact-based decisions, at pace. We encourage debate and welcome contrarian views to achieve the best outcomes.

LOW EGO, HIGH BAR

We push the boundaries in the quest for excellence. We harness the power of the collective. We win by getting smarter every day. We are unstoppable.

LEADERSHIP TEAM

LEADERSHIP TEAM

Jerome Le Luel

Founder & CEO

Jerome has 25+ years experience of deploying advanced credit analytics at world-class lenders (Capital One, Barclaycard, Funding Circle). Jerome’s previous role was as Chief Risk Officer of Funding Circle where he built the automated platform that enabled $12Bn of loans to small businesses.

Gokce Yucealpan

Chief Commercial Officer

Gokce has developed a unique expertise in lending strategy, has spent 10 years managing unsecured cards and loan products at Capital One and Barclays, and 8 years as a senior strategy consultant for BCG, serving financial services clients. Previously, Gokce was Head of Product for Unsecured Lending at Barclays.

Ben Emery

VP of Engineering

Ben has a strong experience in building technology solutions from scratch, having participated in the launch of 3 tech startups over the past 11 years. Ben is a world-class problem-solver. Most recently, Ben led engineering teams at Cazoo, designing numerous innovative solutions to automate complex processes in a fast growth environment.

Jenny Holt

Chief Risk Officer

Jenny is a senior risk expert with 25+ years of experience at major financial institutions (Barclays, Santander). Jenny masters all key disciplines of credit risk management such as decision science, credit strategy, collections and impairment forecasting. Her most recent role was as Chief Risk Officer of Kriya (former MarketFinance).

Gui Valerio

VP of Product

Gui is an expert in product development with a passion for creating great customer experiences. He has 20+ years’ experience building software, leading teams at fintechs and MoneySupermarket. Most recently, Gui was Product Director at Credit Karma, playing a crucial role in the creation and growth of its UK presence.

Jerome Le Luel

Founder & CEO

Jerome has 25+ years experience of deploying advanced credit analytics at world-class lenders (Capital One, Barclaycard, Funding Circle). Jerome’s previous role was as Chief Risk Officer of Funding Circle where he built the automated platform that enabled $12Bn of loans to small businesses.

Gokce Yucealpan

Chief Commercial Officer

Gokce has developed a unique expertise in lending strategy, has spent 10 years managing unsecured cards and loan products at Capital One and Barclays, and 8 years as a senior strategy consultant for BCG, serving financial services clients. Previously, Gokce was Head of Product for Unsecured Lending at Barclays.

Ben Emery

VP of Engineering

Ben has a strong experience in building technology solutions from scratch, having participated in the launch of 3 tech startups over the past 11 years. Ben is a world-class problem-solver. Most recently, Ben led engineering teams at Cazoo, designing numerous innovative solutions to automate complex processes in a fast growth environment.

Jenny Holt

Chief Risk Officer

Jenny is a senior risk expert with 25+ years of experience at major financial institutions (Barclays, Santander). Jenny masters all key disciplines of credit risk management such as decision science, credit strategy, collections and impairment forecasting. Her most recent role was as Chief Risk Officer of Kriya (former MarketFinance).

Gui Valerio

VP of Product

Gui is an expert in product development with a passion for creating great customer experiences. He has 20+ years’ experience building software, leading teams at fintechs and MoneySupermarket. Most recently, Gui was Product Director at Credit Karma, playing a crucial role in creating and growing its UK presence.

“With TRIVER we will make lending to the founders and business owners of the real economy way more efficient and economical.  This is a mission I am delighted to support.”

Fred Destin, Stride VC
“Given their unique expertise in small business risk management and AI, we believe that the TRIVER team is best positioned to make embedded finance really happen for SMEs, a segment that has been historically severely underserved in the UK.”
Mariano Belinky, Motive Partners
“TRIVER’S approach of embedded finance providing instant capital is, in our view, game changing for businesses looking to improve their cash flow and access working capital.”
Brice Lapouble, Axeleo Capital
“With TRIVER we will make lending to the founders and business owners of the real economy way more efficient and economical.  This is a mission I am delighted to support.”

Fred Destin, Stride VC
“Given their unique expertise in small business risk management and AI, we believe that the TRIVER team is best positioned to make embedded finance really happen for SMEs, a segment that has been historically severely underserved in the UK.”
Mariano Belinky, Motive Partners
“TRIVER’S approach of embedded finance providing instant capital is, in our view, game changing for businesses looking to improve their cash flow and access working capital.”
Brice Lapouble, Axeleo Capital

OUR INVESTORS

POWERED BY

Experian

Data

HSBC

Banking

TrueLayer

Open banking

Tech

NACFB

Trade body

POWERED BY

Experian

Data

HSBC

Banking

TrueLayer

Open banking

Tech

NACFB

Trade body