WHY USE TRIVER?
Unlock cash flow to fund your business whenever you need it
Suppliers and staff need to be paid on time; clients take time to pay – this is the typical cash flow management challenge. With 55 days of average payment terms, UK small businesses are constantly owed £150Bn in commercial invoices waiting to be paid. TRIVER solves this problem by enabling SMEs to turn their client invoices into instant cash flow, at any time, to fund working capital needs. This is the most flexible and cost-effective solution to smooth cash flow without taking new debt.
WHY USE TRIVER?
Unlock cash flow to fund your business whenever you need it
Suppliers and staff need to be paid on time; clients take time to pay – this is the typical cash flow management challenge. With 55 days of average payment terms, UK small businesses are constantly owed £150Bn in commercial invoices waiting to be paid. TRIVER solves this problem by enabling SMEs to turn their client invoices into instant cash flow, at any time, to fund working capital needs. This is the most flexible and cost-effective solution to smooth cash flow without taking new debt.
HOW DOES IT WORK?
OPEN
Open your TRIVER facility online in a few minutes
UPLOAD
Upload a client invoice you wish to turn into cash flow
RECEIVE
Get funds instantly transferred to your business bank account
REPAY
When your client pays you, repay TRIVER by direct debit
RE-USE
Re-use the facility whenever you want. Upload more invoices
THE BEST CASH FLOW FINANCING SOLUTION
Fast – open a facility and advance invoices in minutes
Simple – no personal guarantee, no securities, no paperwork
Discreet – invisible to your clients
Flexible – large facility that grows with your business
Fair – one simple fee per transaction, no hidden fees
Convenient – available to use online 24/7, whenever you wish
THE BEST CASH FLOW FINANCING SOLUTION
Fast – open a facility and advance invoices in minutes
Simple – no personal guarantee, no securities, no paperwork
Discreet – invisible to your clients
Flexible – large facility that grows with your business
Fair – one simple fee per transaction, no hidden fees
Convenient – available to use online 24/7, whenever you wish
OUR PRICING IS SIMPLE
Your TRIVER facility only costs for what you use. We charge a simple discount fee per transaction, calculated based on your daily rate applied on the value of the invoice – for instance 0.06% daily, i.e. 1.8% for a 30-day invoice. That’s it. There is no setup fee, no interest, no prepayment fee. The facility is entirely free when you don’t use it, and you can stop using it at any time.
Your TRIVER facility only costs for what you use. We charge a simple discount fee per transaction, calculated based on your daily rate applied on the value of the invoice – for instance 0.06% daily, i.e. 1.8% for a 30-day invoice. That’s it. There is no setup fee, no interest, no prepayment fee. The facility is entirely free when you don’t use it, and you can stop using it at any time.
WHAT OUR CUSTOMERS SAY
Great service – fast delivery
A new product that I was excited to try and was waiting for the right time. A big invoice that was due to land with us today didn’t so I used this opportunity to see if Triver does what is says on the tin.
5 minutes later my advanced invoices have been approved and the money is in my bank.
Fee’s are great for this short term cash flow
Money borrowing made simple!
Its the easiest way to combat cash related problems. This service has really made my life/business less worrying!
Simple, quick, effective!
Triver is one of the few invoice finance companies to offer their services to smaller businesses like mine. Their simple to use platform allows me to upload an invoice with ease and receive the funds the same day with full transparency of what is to be payed back and when. Furthermore, I can choose to pay the finance back early and reduce the overall fee.
Would be happy to recommend to anyone.
Fast and efficient
Fast and efficient. Really helped me to carry on growing my business at this crucial time.
Thank you
Absolutely fabulous
Absolutely fabulous. Really helped us out at a time we needed it. Really easy to apply and instant transfer to account. Swift customer service. Very pleased, would highly recommend and we will definitely use again if needed.
WHAT OUR CUSTOMERS SAY
Money borrowing made simple!
Its the easiest way to combat cash related problems. This service has really made my life/business less worrying!
Great service – fast delivery
A new product that I was excited to try and was waiting for the right time. A big invoice that was due to land with us today didn’t so I used this opportunity to see if Triver does what is says on the tin.
5 minutes later my advanced invoices have been approved and the money is in my bank.
Fee’s are great for this short term cash flow
Simple, quick, effective!
Triver is one of the few invoice finance companies to offer their services to smaller businesses like mine. Their simple to use platform allows me to upload an invoice with ease and receive the funds the same day with full transparency of what is to be payed back and when. Furthermore, I can choose to pay the finance back early and reduce the overall fee.
Would be happy to recommend to anyone.
AS FEATURED IN
FREQUENTLY ASKED QUESTIONS
TRIVER offers cash flow financing to small businesses, leveraging unpaid client invoices. This service is called invoice discounting. Your TRIVER facility enables you to advance invoices whenever needed, up to the facility limit, and you only pay for what you use.
Invoice discounting is way to generate instant cash flow from your client invoices by advancing their payment instead of taking new debts. Unlike invoice factoring, you can select the invoices you wish to advance and the use of the facility is invisible to your clients.
You can advance as many invoices as you want between £1,000 – £100,000, up to your facility limit.
Commercial invoices in Pound Sterling, made to UK companies or public sector entities (not to consumers or sole-traders) registered in the UK, that have payment terms of 10 days or more.
Your repayment to TRIVER is collected via a one-off direct debit scheduled a few days after your invoice due date, providing you time to receive payments from your client. We will give you advance notice before your repayment is collected.
Yes, you can make an early repayment to TRIVER if your client pays you early. The cost of the transaction will be adjusted accordingly. You only pay for what you use, there is no early repayment fee.
If your client’s payment is delayed, you can request a repayment extension with TRIVER. Once approved, your direct debit will be rescheduled, and the transaction cost adjusted to reflect the new terms. Extensions are available for up to 120 days from the original invoice funding date. After that period, you’ll be required to repay TRIVER, even if your client hasn’t paid you.
No paperwork, no personal guarantees. We only need your company name, the applying Director’s details and your permission for a read-only connection to your business bank account via Open Banking.
As part of assessing your application for opening a facility with TRIVER, we ask credit reference agencies for your company’s credit data. This data request is called a ‘soft search’. Soft searches are only visible to you and the credit reference agency. They are not visible to other lenders and don’t affect your company’s credit score. A ‘standard’ search, also known as ‘hard’ search, that gets registered in your credit file is only performed once you have received and accepted an offer from TRIVER.
No. Directors’ credit scores are not impacted. There will only be a ‘soft’ search on the applicant Director’s credit file that does not leave a mark on their credit records.
