Multiquote in partnership with TRIVER2024-10-24T10:24:13+00:00

MultiQuote-Elcom bringing you cash flow financing

We’ve partnered with finance specialist TRIVER to solve the cash flow challenges of public sector suppliers, providing instant capital when you need it.

4.6 out of five star rating on Trustpilot

MultiQuote-Elcom bringing you cash flow financing

We’ve partnered with finance specialist TRIVER to solve the cash flow challenges of public sector suppliers, providing instant capital when you need it.

4.6 out of five star rating on Trustpilot

MULTIQUOTE PARTNERS WITH TRIVER FOR CASH FLOW FINANCING

Working in partnership with TRIVER helps us solve one of our clients’ most common challenges. Public sector contracts can be transformative for many small businesses but delivering at scale can squeeze working capital. TRIVER is fast and easy to use and solves the funding gap. It’s a win-win.
William Lock, Chairman at Elcom

TACKLE CASH FLOW CHALLENGES

Turn your receivable invoices into cash in a click

Waiting for public sector or other invoices to be paid can slow you down. TRIVER helps you get paid for your receivable invoices instantly, giving you the capital to grow your business and take charge of your cash flow. Open a FREE TRIVER facility and advance your first invoice in minutes.

TACKLE CASH FLOW CHALLENGES

Turn your receivable invoices into cash in a click

Waiting for public sector or other invoices to be paid can slow you down. TRIVER helps you get paid for your receivable invoices instantly, giving you the capital to grow your business and take charge of your cash flow. Open a FREE TRIVER facility and advance your first invoice in minutes.

WHY CHOOSE THIS SOLUTION?

Fast

Open a facility and advance invoices in minutes

Simple

No personal guarantee, no securities, no paperwork

Flexible

Large facility that grows with your business

Fair

One simple fee per transaction, no hidden fees

MultiQuote Elcom has chosen TRIVER because of their proven track record in helping businesses like yours

WHY CHOOSE THIS SOLUTION?

Fast

Open a facility and advance invoices in minutes 

Simple

No personal guarantee, no securities, no paperwork 

Flexible

Large facility that grows with your business

Fair

One simple fee per transaction, no hidden fees

MultiQuote Elcom has chosen TRIVER because of their proven track record in helping businesses like yours

HOW DOES IT WORK?

Step 1

OPEN

Open your TRIVER facility online in a few minutes 

Step 2

UPLOAD

Upload a client invoice you wish to turn into cash flow 

Step 3

RECEIVE

Get funds instantly transferred to your business bank account 

Step 4

REPAY

When your client pays you, repay TRIVER by direct debit

Step 5

RE-USE

Re-use the facility whenever you want. Upload more invoices

HOW MUCH DOES IT COST?

Your TRIVER facility only costs for what you use. You are charged a simple discount fee per transaction, calculated based on your daily rate applied on the value of the invoice – for instance 0.06% daily, i.e. 1.8% for a 30-day invoice.

There is no setup fee, no interest, no prepayment fee. The facility is entirely FREE when you don’t use it, and you can stop using it at any time.

Your TRIVER facility only costs for what you use. You are charged a simple discount fee per transaction, calculated based on your daily rate applied on the value of the invoice – for instance 0.06% daily, i.e. 1.8% for a 30-day invoice.

There is no setup fee, no interest, no prepayment fee. The facility is entirely FREE when you don’t use it, and you can stop using it at any time.

CALCULATOR




Invoices up to £100,000




Up to 120 days





*based on a daily discount rate of 0.06%

WHAT OTHER USERS SAY

I found the process to open a facility and fund invoices with TRIVER extremely easy. I usually don’t have much time to deal with administrative matters and this is so much better than my bank or other lenders I was using!

CEO and founder, Electronics distributor and B2B Reseller

Is this it? wow, it’s way cheaper than an overdraft. This is great!

Jackie, Support services for animal production

Managing my business finances is very important and I want to make sure I am making the right choices. I talked to the customer service and Chris was brilliant explaining me how the product works and how much it costs. They have also been helpful with resolving any technical issue very fast

Managing Director, Recruitment agency

In terms of getting the job done, absolutely great! Quick and easy to upload the invoices. It has been brilliant. I’d absolutely 100% recommend

Cynthia, Recruiter

“In my business, cash management can often be stressful. I need to pay my staff weekly, but my large clients take weeks to pay and are often late. With TRIVER I finally get the peace of mind of knowing that I can deal with unforeseen events and keep everybody paid on time”

Commercial Director, Support activities for animal production

WHAT OTHER USERS SAY

“In my business, cash management can often be stressful. I need to pay my staff weekly, but my large clients take weeks to pay and are often late. With TRIVER I finally get the peace of mind of knowing that I can deal with unforeseen events and keep everybody paid on time”

Commercial Director, Support activities for animal production

I found the process to open a facility and fund invoices with TRIVER extremely easy. I usually don’t have much time to deal with administrative matters and this is so much better than my bank or other lenders I was using!

CEO and founder, Electronics distributor and B2B Reseller

Managing my business finances is very important and I want to make sure I am making the right choices. I talked to the customer service and Chris was brilliant explaining me how the product works and how much it costs. They have also been helpful with resolving any technical issue very fast

Managing Director, Recruitment agency

Is this it? wow, it’s way cheaper than an overdraft. This is great!

Director, Manufacturing

In terms of getting the job done, absolutely great! Quick and easy to upload the invoices. It has been brilliant. I’d absolutely 100% recommend

Accountant, Recruitment company

FREQUENTLY ASKED QUESTIONS

What is the service offered by TRIVER?2024-01-03T19:09:33+00:00

TRIVER offers cash flow financing to small businesses, leveraging unpaid client invoices. This service is called invoice discounting. Your TRIVER facility enables you to advance invoices whenever needed, up to the facility limit, and you only pay for what you use.

What is invoice discounting?2024-01-04T19:03:41+00:00

Invoice discounting is way to generate instant cash flow from your client invoices by advancing their payment instead of taking new debts. Unlike invoice factoring, you can select the invoices you wish to advance and the use of the facility is invisible to your clients.

What invoice amounts can I submit?​2024-01-03T18:46:01+00:00

You can advance as many invoices as you want between £1,000 – £100,000, up to your facility limit.

What invoices are accepted? ​2024-08-27T14:00:31+00:00

Commercial invoices in Pound Sterling, made to UK companies or public sector entities (not to consumers or sole-traders) registered in the UK, that have payment terms of 10 days or more.​

How will I repay TRIVER?2024-01-05T14:49:54+00:00

Your repayment to TRIVER is collected via a one-off direct debit scheduled a few days after your invoice due date, providing you time to receive payments from your client. We will give you advance notice before your repayment is collected.

Can I make early repayments if I am paid early by my client? 2024-01-04T19:05:05+00:00

Yes, you can make an early repayment to TRIVER if your client pays you early. The cost of the transaction will be adjusted accordingly. You only pay for what you use, there is no early repayment fee.

What if my client doesn’t pay me on time?2024-10-29T17:21:24+00:00

If your client’s payment is delayed, you can request a repayment extension with TRIVER. Once approved, your direct debit will be rescheduled, and the transaction cost adjusted to reflect the new terms. Extensions are available for up to 120 days from the original invoice funding date. After that period, you’ll be required to repay TRIVER, even if your client hasn’t paid you.

What is required to apply? 2024-01-04T19:05:30+00:00

No paperwork, no personal guarantees. We only need your company name, the applying Director’s details and your permission for a read-only connection to your business bank account via Open Banking.

Is my company’s credit score going to be impacted?​2024-01-08T10:11:14+00:00

As part of assessing your application for opening a facility with TRIVER, we ask credit reference agencies for your company’s credit data. This data request is called a ‘soft search’. Soft searches are only visible to you and the credit reference agency. They are not visible to other lenders and don’t affect your company’s credit score. A ‘standard’ search, also known as ‘hard’ search, that gets registered in your credit file is only performed once you have received and accepted an offer from TRIVER.

Is my personal credit score going to be impacted?2024-01-08T10:11:28+00:00

No. Directors’ credit scores are not impacted. There will only be a ‘soft’ search on the applicant Director’s credit file that does not leave a mark on their credit records.

NEED HELP? CHAT WITH US!

If you have any questions or need assistance, our customer support team is here to help. Just click the floating button on the right hand-side to start a live chat.

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