“We have partnered with TRIVER because they share our commitment to supporting small businesses. We believe you’ll find managing your finances easier and more efficient than ever before.”
Max Parmentier, CEO at Birdie
Cashflow finance designed for small businesses
Fast and
Simple
Open a facility in 5 minutes.
Cash disbursed instantly.
No personal guarantees,
no securities, no paperwork.
Fair and
Transparent
Only pay a small daily fee
(from 0.06% per day/advanced amount).
No hidden fees.
Only pay for what you use.
Convenient
and Discreet
Facility of up to £400k available
to access online 24/7.
Invisible to your clients, they don’t
know if you’ve advanced their invoice.
Your facility is always ready – free when unused. Pay just the small daily fee when you advance an invoice, starting from 0.06% per day (1.8% for 30 days) applied to advanced amount. Simple as that.
How it works
OPEN
Open your TRIVER facility online in a few minutes
ADVANCE
Submit client invoice you wish to turn into cash flow
RECEIVE
Get funds instantly transferred to your business account
REPAY
When your client pays, repay TRIVER by direct debit
RE-USE
Re-use the facility whenever you want. Upload more invoices
How it works
- 1
OPEN
Open your TRIVER facility online in a few minutes
- 2
ADVANCE
Submit client invoice you wish to turn into cash flow
- 3
RECEIVE
Get funds instantly transferred to your business account
- 4
REPAY
When your client pays, repay TRIVER by direct debit
- 5
RE-USE
Re-use the facility whenever you want. Upload more invoices
Trusted by UK businesses
£170m+
invoices funded
1.4k+
SME’s funded
16k+
invoices funded
Unbelievable Service
“I cannot stress how easy and quick the whole process was from application to payout. A matter of minutes.”
Mark, May 2025
Rapid, on-demand funding
“So easy to upload an invoice – the entire process from upload to money in the bank was less than 10 minutes. Excellent facility.”
Mat, April 2025
Fantastic way to improve sales and cash flow
“That platform is so incredibly easy to use and the funds showed up in my bank account straight away. If you need a little help with cashflow or want to extend terms to your customers, this is a really simple way to do it.”
Rebecca, July 2025
As featured in
Frequently Asked Questions
No. Directors’ credit scores are not impacted. There will only be a ‘soft’ search on the applicant Director’s credit file that does not leave a mark on their credit records.
As part of assessing your application for opening a facility with TRIVER, we ask credit reference agencies for your company’s credit data. This data request is called a ‘soft search’. Soft searches are only visible to you and the credit reference agency. They are not visible to other lenders and don’t affect your company’s credit score. A ‘standard’ search, also known as ‘hard’ search, that gets registered in your credit file is only performed once you have received and accepted an offer from TRIVER.
No paperwork, no personal guarantees. We only need your company name, the applying Director’s details and your permission for a read-only connection to your business bank account via Open Banking.
If your client’s payment is delayed, you can request a repayment extension with TRIVER. Once approved, your direct debit will be rescheduled, and the transaction cost adjusted to reflect the new terms. Extensions are available for up to 120 days from the original invoice funding date. After that period, you’ll be required to repay TRIVER, even if your client hasn’t paid you.
Yes, you can make an early repayment to TRIVER if your client pays you early. The cost of the transaction will be adjusted accordingly. You only pay for what you use, there is no early repayment fee.
Your repayment to TRIVER is collected via a one-off direct debit scheduled a few days after your invoice due date, providing you time to receive payments from your client. We will give you advance notice before your repayment is collected.
Commercial invoices in Pound Sterling, made to UK companies or public sector entities (not to consumers or sole-traders) registered in the UK, that have payment terms of 10 days or more.
You can advance as many invoices as you want between £100 – £100,000, up to your facility limit.
Still have questions?
We’re here to help. Click the button on the right to chat with us.
